e-Commerce, PayPal, Internet Merchant Accounts & Merchant Gateways

Two in a Room Studios can quickly and easily enable you to use e-commerce to accept payment for goods, invoices or services online – via Credit Cards or more traditional methods such a as cheque, money order and Bank transfer.

We recommend a PayPal Business Account for accepting Mastercard and Visa payments when you are starting out or looking to reduce your overheads. PayPal is owned by eBay, and powers its payment systems. It's free to join, with low fees, and you don’t need a special Internet Merchant Account or Gateway – saving hundreds of dollars a year. Customers do not need to have a PayPal account to make payments, and can choose to pay with either their Mastercard or Visa card.

Once you are paid your funds are deposited into your PayPal Business Account, much like an online bank account, where you can easily transfer the funds to your regular business banking account.

You can view PayPal's fee structure here.

Two in a Room Studios also works with all the major Australian banks (St George, Bank SA, ANZ, CBA, NAB, Westpac and BankWest ) and Internet Gateways such as eWay, to ensure the maximum flexibility and capability of our e-commerce systems.

Call 02 9412 1251 for more information or click here to request a quote.

For detailed information about our shopping cart solutions click here.

Here's a comparison of features and pricing for PayPal and a typical Bank & Gateway solution.*

	PayPal Business Account	Internet Merchant Account + Merchant Gateway
		Internet Merchant Account	Merchant Gateway
Set up cost	Nil	$110 to $250	up to $599
Monthly fee	Nil	$22+	$30
Fee per transaction	2.4% + $0.30 (lower for higher sales volumes)	1.81% (Minimum $22/month)	$0.50
SSL Certificate required?	No, you use PayPal's secure pages	Yes, we provision and install SSL for $225/yr
Cards Accepted	Mastercard, VISA	Mastercard, VISA, AMEX available at extra costs.
Do Customers enter Credit Card details on your site?	No, customers purchase items/services on your site, and upon payment they are transferred to PayPal's secure pages to enter their credit card details. After payment they return to your site. You never collect the credit card details, negating the security risk involved with such sensitive data. PayPal processes the card on your behalf, depositing the funds in your PayPal business account. Requires a free PayPal business account. You can sign up here.	Yes. This offers your customers a seamless, professional solution. You also collect the Credit Card details on your Merchant Gateway's secure site.

*Sample figures for comparison only, subject to change without notice.

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